Lifetime Mortgage Gateway

Unlocking the equity in your home

If your home has a lease of 90 years or less, releasing your equity can be difficult. We work with equity release advisers helping short-term leaseholders extend their lease to release equity.
Use our calculator to see how much you could release in cash
after a lease extension.

 

Find your remaining lease length

Choose your property

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Here are your results

Shared ownership now
Shared ownership after lease extension
Shared ownership after 15 years without lease extension
Lease extension and cash release
Calculation (1993 Act)
2024 Act
Long lease value
£400,000
1,045 years
£400,000
Max loan available
£400,000
£400,000
Total lease extension (incl. fees)
-£2,500
-£2,500
Cash available (before lender’s costs)
-£2,500
-£2,500
What you pay for a lease extension is added to the value of your home
We will contact you about your results.

The Leasehold and Freehold Reform Act (2024) could change these calculations to your benefit.
Find out more

What you pay for a lease extension is generally added to the value of your home, with these additional benefits

Icon, with thin green lines representing Tax-free cash

Tax-free cash

Access to tax-free cash through a lifetime mortgage product

Icon, with thin green lines representing Protects an inheritance

Protects an inheritance

Preserving wealth for future generations

Icon, with thin green lines representing A stable asset

A stable asset

Your home stops losing value to the freeholder

Icon, with thin green lines representing Peace of mind

Peace of mind

A more secure future and peace of mind

Icon, with thin green lines representing Ground rent

Ground rent

No ground rent payable

Your short lease gives value away to the freeholder continually

Working together, we can stop you losing value.

Contact us and we can explain how this works.

By extending your lease using LMG’s network of trusted advisers and lenders, you will be able to access equity in your home.

See if LMG can help

Contact us

Our trusted partners

Each of the partners in the LMG team is an expert in their field:

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